{"id":991,"date":"2023-10-12T19:08:50","date_gmt":"2023-10-12T23:08:50","guid":{"rendered":"https:\/\/jerrykuntz.org\/harryhill\/?p=991"},"modified":"2023-10-12T19:08:54","modified_gmt":"2023-10-12T23:08:54","slug":"hard-working-obsessive-old-bank-presidents-published-july-31-1881","status":"publish","type":"post","link":"https:\/\/jerrykuntz.org\/harryhill\/hard-working-obsessive-old-bank-presidents-published-july-31-1881\/","title":{"rendered":"Hard-Working, Obsessive Old Bank Presidents [published July 31, 1881]"},"content":{"rendered":"\n
\"\"
Customers at the Bank Teller<\/figcaption><\/figure>\n\n\n\n

      I had a little bankin\u2019 business to transact the other day at one of the old-fashioned banks\u2013the Long Island Bank, they call it. This is one of the oldest institutions in the country, and it has one very odd room in its buildin\u2019–a sort of banking museum, as it were, everythin\u2019 is in the style of old New York Banks of one hundred years ago. It is full of old bankin\u2019 house furniture, solid old bankin\u2019 house tables, and desks and chairs, such as they used to use when about sixteen hours a day was an average bank officer’s work, and when a president and cashier between \u2018em used to be clerk, bookkeeper, payin\u2019 teller, messenger and porter, when banking business commenced at seven o\u2019clock and when they slept with the bank keys under their pillows at night.<\/p>\n\n\n\n

      This old room had a wonderfully refreshin\u2019 old flavor about it, and the sight of it got me to thinkin\u2019 about the men who used to be bank presidents in the good old city of New York.<\/p>\n\n\n\n

\u00a0\u00a0\u00a0\u00a0\u00a0 There was old George Curtis of the Continental Bank, for example. What a high-toned man he was. Nothin\u2019 of the snob about him, but yet as proud as a prince\u2013proud of his honor and standin\u2019. He changed the whole style of bankin\u2019 in his day on one point, and changed it for the better, too.<\/p>\n\n\n\n

\"\"
George Curtis, 1796-1856<\/figcaption><\/figure>\n\n\n\n

      When he came into office it was the custom to make bank presidents and all the leadin\u2019 officers of banks presents, and the presidents and leadin\u2019 officers used to accept \u2018em, too. Customers with the bank made these presents for favors from the bank, and the bank used to grant the favors, of course. All sorts of presents were given. The smaller bank people got boxes of cigars, or umbrellas, or  the canes; the bigger bank people got casks of wine, silver sets of service and so on; but all got somethin\u2019.<\/p>\n\n\n\n

      One time President Curtis was asked to \u201caccommodate\u201d at his bank a then prominent New Yorker. Mr. Curtis, actin\u2019 for the best interests of the bank he represented, refused the accommodation. A few days afterward there drove up to the door of the bank a carriage and a pair of horses, and stopped right at the bank door. \u201cWhose establishment is this?\u201d asked the bank porter of the driver in livery. \u201cMr. George Curtis, president of the Continental Bank,\u201d was the pompous reply. The bank porter knew that Mr. Curtis kept no carriage, and thinkin\u2019 it a joke, told it around the bank, till it reached President Curtis\u2019s ears. He inquired into the matter and found it was no joke, but a fact. The carriage and horses had been presented to him by the man who had asked for an accommodation, and who thought that this would be the way to cause President Curtis to alter his decision.<\/p>\n\n\n\n

      Mr. Curtis said nothin\u2019, but told the driver to take the carriage and horses to a stable near his house, and bring \u2018em to the bank again about this time the followin\u2019 mornin\u2019. The prominent man hearin\u2019 of this, thought for sure Curtis had accepted the carriage, and that his accommodation was all right. So next mornin\u2019 he dropped in at the bank.<\/p>\n\n\n\n

      The first thing he saw at the bank door was the carriage and horses he had given President Curtis, but he rubbed his eyes in wonder as he looked. For over the carriage was a big printed poster, and a big crowd stood lookin\u2019 at the poster, thinkin\u2019 probably what a queer idea it was to use such a fine carriage as an advertisin\u2019 wagon, and thinkin\u2019, too, how queer the advertisement was. For this was what was printed on the poster stuck on the carriage: The Continental Bank takes this conspicuous and affected method of informin\u2019 the public, and its depositors in particular, that its officers and attaches accept no presents and take no bribes. This carriage, at the end of the current week, will be returned to the gentleman who presented it to the president of this bank, and a reasonable sum for its use durin\u2019 the week will be paid.\u201d<\/p>\n\n\n\n

      The prominent man \u201cwho wanted the accommodation\u201d read the poster, but didn’t say a word more about the accommodation that mornin\u2019, no, nor \u201csome other mornin\u2019,\u201d and the whole bad practice of bank officials taking favors was forever afterward stopped. It was the only bit of  \u201csensational advertising\u201d Mr. Curtis, who was a very quiet man, ever did; but it did make a sensation, and did a good work instantly and effectually.<\/p>\n\n\n\n

\u00a0\u00a0\u00a0\u00a0\u00a0 Old Stout, the head of the Shoe and Leather Bank, was another old-time bank president who was as honorable as Curtis and even more queer and more particular about things.<\/p>\n\n\n\n

\"\"
Andrew V. Stout<\/figcaption><\/figure>\n\n\n\n

      He was great on \u201ctime;\u201d he believed in \u201ctime.\u201d That is, in not allowing any \u201ctime\u201d to himself or anybody else. He never asked for \u201ctime\u201d himself. He never granted \u201ctime\u201d to anybody else, and at the bank his board always had to meet in time\u2013to the minute.<\/p>\n\n\n\n

      Accordin\u2019 to its charter the bank directors were entitled to three dollars each every meetin\u2019 of the board. Stout used to have this three dollars paid to each director personally just after the meetin\u2019 of the board of directors was over. One day a meetin\u2019 was due, and Stout, as usual, looked at his watch and called the board to order on the instant. About half a minute after the gavel of the president had fallen, in walked one of the particularly solid men of the board and took his seat. The meetin\u2019 went on as usual, and after the meetin\u2019 each director got his three dollars\u2013all but the particularly solid man, who didn’t get his. He demanded his three dollars, like the rest. Stout refused to pay it. The particularly solid man claimed that he had done his work and was entitled to his pay. The president claimed, on the other hand, that after the gavel had fallen the meetin\u2019 had begun, and that therefore by arrivin\u2019 after the gavel had fallen the particularly solid man rendered himself liable to the fine of three dollars for being late. The president stuck to his point, too, and altho\u2019 he made a life-long enemy by so doin\u2019, he didn’t yield a dollar. He was hard on others, but he was just as hard on himsel\u2013one of the \u201cjustest\u201d men that ever lived. Jacob Barker, Jacob Lorillard, old John Slidell, Gallatin, Pelatiah Petit, Thomas Tileston, Isaac Roosevelt, Stillman: these were the kind of men they made bank presidents out of in the olden time.<\/p>\n\n\n\n

\u00a0\u00a0\u00a0\u00a0\u00a0 The hardest workin\u2019 man in the city of New York was a big bank president. No workman ever worked as many hours a day as he did, though he was worth ten millions. I mean old Moses Taylor, president of the City Bank. He worked for years, on an average fourteen hours a day and took no holidays. His bank was on Wall street, his house was on Fifth avenue, and he walked the distance between \u2018em, down and up, every day. He kept all of his own books, or one set of his own books at least, and knew them better than any clerk or cashier. He wrote his own letters, made his own entries;he never had an idle hour; he was president of a bank, owned a railroad entire, owned a coal company, most of it; was the head of a shippin\u2019 house, and was connected with twenty-six monied institutions. All he ever knew of life was workin\u2019, taking a nap before dinner and a bath before bedtime, and then sleepin\u2019 for the night and gettin\u2019 up and goin\u2019 through the old routine again. It was worth ten millions to lead such a life as that; I wouldn’t have done it for twenty.<\/p>\n\n\n\n

\"\"
Moses Taylor<\/figcaption><\/figure>\n\n\n\n

      The latter set of bank presidents in New York were not quite such workers, or a big men either. Williams of the Metropolitan Bank, was said to be the sharpest of the lot; Palmer, of the Broadway Bank, was the gruffest; Doerich, of the Bank of New York, was a figure-head for a son-in-law of old Commodore Vanderbilt; Stevens, of the Bank of Commerce, was a figure-head for Vail, the \u201cfancy\u201d cashier; Coe, of the American Exchange Bank, was a great talker, while Sheppard Knapp, of the Mechanics\u2019 Bank, was universally conceded to be the most agreeable bank president in town.<\/p>\n\n\n\n

      I wonder if any of the men who meet in the bankers\u2019 convention at Saratoga are \u201cup to the mark\u201d of the old time bank presidents.<\/p>\n","protected":false},"excerpt":{"rendered":"

      I had a little bankin\u2019 business to transact the<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"nf_dc_page":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"ngg_post_thumbnail":0,"_jetpack_memberships_contains_paid_content":false,"footnotes":""},"categories":[96],"tags":[],"class_list":["post-991","post","type-post","status-publish","format-standard","hentry","category-banks"],"yoast_head":"\nHard-Working, Obsessive Old Bank Presidents [published July 31, 1881] - Harry Hill's Gotham<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/jerrykuntz.org\/harryhill\/hard-working-obsessive-old-bank-presidents-published-july-31-1881\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Hard-Working, Obsessive Old Bank Presidents [published July 31, 1881] - 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